That Micawber feeling
Well, yes - I wanted to try the Alexander Technique but can't afford to do it. But the main effect the credit crunch has had on me so far is that more people are now having to live like I have done for years - welcome to my world. We are in more debt than the average third-world country and it takes very little to tip us over. I am hoping there will be less peer pressure on my teenage daughter if it means that fewer of her friends go on fancy holidays (or any holiday come to that), but so far no change there. I found myself in the interesting position of having a. HSBC bank employee apologise to me recently - she rang up "to find out how I was doing" (like they can't tell) and I got so upset when I heard where she was calling from that I didn't give her the chance to say more than how sorry she was for upsetting me! I explained that the last time someone had called from the bank they had browbeaten me into agreeing to take on yet another loan that I didn't w...